Debt Collection Stages Collection

Early Stage Collections: Pre-Legal


Early-stage accounts are administered via a seamless collection strategy, focused on customer education, reminders, and rehabilitation. These typically include:

Written Correspondence, Telephonic and Electronic Communication, SMS, EMAIL, USSD Messaging and Bulk SMS

Using our technology, you can manage your own portfolios effortlessly. Features include:


Collections – Multi Payment Channels


E-Mail Contact

Telephonic Contact

WhatsApp Fully Integrated Contact

Written Correspondence

* Multi Payment Channels Collections include Bank Deposits, Debit Orders, PayCash, Credit Card, Live Credit Card Assist, Express Pay by Link, EFT Secure, Enterprise Direct, Afripay, USSD


Issuing of Customer Statements

Preparation and Distribution of Invoices

Payment Processing and Collections


Late Stage Collections – Pre-Legal

When accounts remain in arrears, our technology automatically implements a late-stage collection strategy exercising elevated urgency and remediation intervention where necessary.

Non- Performing Accounts will automatically initiate notifications of the legal stage collections process.

We have entered into a preferential service agreement with Abrahams & Gross Incorporated, a firm of attorneys that specialises in providing bespoke legal recovery services throughout South Africa, who will manage the legal stage collections process.

Specialised Legal Collections


Legal Collections, when the pace needs to be increased.
Once all options have been exhausted in collecting accounts in arrears, using our pre-legal solutions, it will then be time to engage in more rigorous and decisive campaigns to achieve results.

The Legal Collection Services offered at Rapid Legal Services are delivered through strategic alliances with independent legal firms, notably, our contracted attorney firm Abrahams & Gross Incorporated, who provides legal services exclusively on behalf of Rapid Legal Services.

Abrahams & Gross Incorporated is a registered member of the Law Society of South Africa and has over 30 years’ experience in debt collection. Abrahams & Gross Incorporated also has a bespoke online system, provided by Rapid Legal Services, that debtors can access to manage their accounts as handed over to the attorneys.
The Legal Collections Team at Rapid Legal Services sets up contact between the debtor and the Attorney Firm to engage in escalated collections procedures, including but may not be limited to:

Legal Collections

Letters of Demand


Default Judgements

Emolument Attachment Orders

Defended Matters

Opposed Motions

Letters in Terms of Section 129 of the National Credit Act

PTP (Promise to Pay) / Payment Arrangements

Tracing and Tracking


Application to the High Court and Court Orders

Warrant of Execution

Section 65 Financial Enquiries


Attending to Sale in Executions